Saving money, or just moving the cost?
Another CoalWhich saving habits are fair thrift, and which quietly pass the cost to someone else
List the ways you cut corners to save money and answer four quick questions about each. The page decides, for free, which are fair thrift, which are a bit tight, which pinch other people and which are not worth the pinch.
1 Your saving habits free
Up to eight. Only the name is required - the rest starts at a middle-of-the-road default.
2 The grate free
3 Ask for the reasons and swaps
One run explains every call from your own answers, names one possible knock-on effect per habit, and words a warmer swap for each habit that pinches. The page's calls and first move stay as they are.
The reasons - none yet
-The page's check
4 Saved checks
How the page decides
Each habit gets a chill score from 0 to 5 for how much of its cost lands on other people who did not agree to it: when the pinch falls on people you live with, guests or friends, or people who work for you or serve you, it adds how much it pinches them (a little 1, noticeably 2, a lot 3), plus 1 if you never asked them or 2 if they have objected. A pinch that falls only on you, or on nobody, adds nothing.
The call, first match wins: other people feel it, they have not agreed, and it pinches noticeably or more - pinches others; other people feel it, they have not agreed, and it pinches a little - a bit tight; it pinches noticeably or more and saves only pennies - not worth the pinch; everything else - fair thrift. The first move is the habit that pinches others with the most chill, else the bit-tight one with the most chill, else the first one not worth the pinch (ties go to the one higher on your list).
The page never sees anything but the names and answers you type. Keep phone numbers, addresses and other people's details out of names and notes. A light self-check, not financial or professional advice - if a habit touches someone's health, safety or pay, put that right first.